Today's Mortgage Rates
May 05, 2026
| Program | Conv? | Rate | Term | Points | Down Payment | APR* | Payment per $1000 |
|---|---|---|---|---|---|---|---|
| 30 Year Fixed Conventional | Y | 6.250 | 30 | 0.00 | 5% Minimum% | 6.333% | 6.16 |
| 20 Year Fixed Conventional | Y | 6.250 | 20 | 0.00 | 5% Minimum% | 6.348% | 7.31 |
| 15 Year Fixed Conventional | Y | 5.999 | 15 | 0.00 | 5% Minimim% | 6.028% | 8.43 |
| Jumbo | Y | 6.625 | 360 | 0.00 | 20% Minimum% | 6.727% | 6.40 |
| Home Possible | 1st Time Homebuyers | 6.250 | 30 | 0.00 | 3% Minimum% | 6.333% | 6.16 |
| FHA Down Payment Assistance Program | N | 7.500 | 30 | 0.00 | 3.5% Minimum% | 8.105% | 6.99 |
| FHA 30 Year Fixed | N | 5.875 | 30 | 0.00 | 3.5% Minimum% | 6.574% | 5.92 |
| VA 30 Year Fixed | N | 5.999 | 30 | 0.00 | 0 Minimum% | 6.081% | 5.99 |
| Invest 75% LTV | N | 6.750 | 30 | 1.00 | .25% Minimum% | 6.854% | 6.49 |
| USDA | N | 6.250 | 30 | 0.00 | 0 Minimum% | 6.598% | 6.16 |
| Bank Statement Program | N | 7.500 | 30 | 1.00 | 20% Minimum% | 7.676% | 6.99 |
| DSCR | N | 6.875 | 30 | .500 | 20% Minimum% | 6.996% | 6.57 |
*APR - the annual percentage rate is based on a loan size of $300,000
All rates are subject to change at anytime
Rates are based on 30 day lock, 70% LTV, and a 780 middle credit score.
All loans are in partnership with Allanach/Mortgage Group Corporation
All rates are subject to change at anytime
Rates are based on 30 day lock, 70% LTV, and a 780 middle credit score.
All loans are in partnership with Allanach/Mortgage Group Corporation
